It is important to have emotional scars. Once you're hit so badly emotionally, your mind reacts in such a way that of the experience it had. By exposing ourselves to hard experiences, we could constantly make our mind more rigid, capable of facing hard problems. The sooner we get there, the better the life experience will be.
Expecting return a way more than the index average can be of greed influence. Index do gives a handsome return that sometimes even surpasses majority of the stock performance. But it is also true that index may stands still for some years. Yet in the very long it is way better than FDs.
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