Extending the circle of safety to the employees at the very bottom of the pyramid actually creates a safe environment in overall nature. Often times priority is given to the people at the top and those who involve directly in increasing the shareholder's value. It is good for the short term, but miserable in the long run. The people at the bottom of the hierarchy deal with the core of the business. They manufacture the products, interact directly with the customer, respond to the feedback, and know a lot more than actual people at the top. The more care provided to the employees, the better the business will be.
Expecting return a way more than the index average can be of greed influence. Index do gives a handsome return that sometimes even surpasses majority of the stock performance. But it is also true that index may stands still for some years. Yet in the very long it is way better than FDs.
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