Humans from far hunter-gatherer stage till now, the basic instinct of forming a group and trying to get superiority over others prevails. Back then, it was the communal tribe. Now we could see this same instinct with religion, caste, color, and nationality. There is no permanent solution since human emotion stays the same.
Expecting return a way more than the index average can be of greed influence. Index do gives a handsome return that sometimes even surpasses majority of the stock performance. But it is also true that index may stands still for some years. Yet in the very long it is way better than FDs.
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