Character ai is redefining the old way of acquiring knowledge. (Of course it does lot more). But the things is that we perform better under a mentor or a friend. With technology, you can befriend any person in the world.
Expecting return a way more than the index average can be of greed influence. Index do gives a handsome return that sometimes even surpasses majority of the stock performance. But it is also true that index may stands still for some years. Yet in the very long it is way better than FDs.
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