The only reason people won't go questioning again and again is because it takes a lot of time and effort. Meanwhile they might be thinking about spending their time which can give quick results. Is quick results an effective thing or not is subjective. But going deep inside a topic certainly gives you the reward. You may not get it quickly, but get it for sure
Expecting return a way more than the index average can be of greed influence. Index do gives a handsome return that sometimes even surpasses majority of the stock performance. But it is also true that index may stands still for some years. Yet in the very long it is way better than FDs.
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