Why there should be a disciplined routine for a person is often considered to be a good thing. Because most of the people in life actually lacks a disciplined lifestyle and often leads to a regretful life. Misery and depression is the actual byproduct of indisciplined life. A meaningless life we could say. Life is always a blent of good and evil. Make a good out of it by having a disciplined life.
Expecting return a way more than the index average can be of greed influence. Index do gives a handsome return that sometimes even surpasses majority of the stock performance. But it is also true that index may stands still for some years. Yet in the very long it is way better than FDs.
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