One thing that struck me when I did the calculation of my expenses is that it is bit of in a wrong direction. I could see the expenses rising up and up. But it's not the issue. Its the place where I'm spending. Literally no penny for education and majority for entertainment. The excuses while spending money on learning has been never visible while spending on entertainment. Even half of ir changes a lot.
Surface level learning a waste of time. Not entirely, but to a large extent it is wastee. Of learning doesn't helps in making better choices. That shouldn't be considered as learning in the first place.
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