One thing that struck me when I did the calculation of my expenses is that it is bit of in a wrong direction. I could see the expenses rising up and up. But it's not the issue. Its the place where I'm spending. Literally no penny for education and majority for entertainment. The excuses while spending money on learning has been never visible while spending on entertainment. Even half of ir changes a lot.
There are two ways you can look at it. one is dangerous to yourself and the second is to others. In both cases, the only difference is where the fear is directed. Because with fear, you can do many things and make people do things for you. but once the fear is gone, then you won't necessarily get the desired outcome. Fear is only a motivator. It won't stay for long. Either you must increase the fear or find an alternative means.
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