Human cravings through abstinence can be restricted to a certain extent. But it won't work always. Even for monks, they sometimes fall into the prey of sexual pleasures and ruining their entire reputation at the end. There is nothing to blame. The biological desires, if not satisfied eventually comes back with strong appetite and we fall prey to the cravings. A balanced life portfolio is better than having mastering at a single expedition.
Expecting return a way more than the index average can be of greed influence. Index do gives a handsome return that sometimes even surpasses majority of the stock performance. But it is also true that index may stands still for some years. Yet in the very long it is way better than FDs.
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