Insanely Practical

Make sure that you are learning something new every single day. The learning curveist be an inverted parabola. That alone take you tnext level.

Levels of maturity can be attributed to the various developmental stages of life. Maturing enough to take decisions and accepting the responsibility is the stem behind being mature. Maturity often comes with suffering or in an easy sense, seeing reality as reality. It is harder than before. No one actually wants to face the brutalities of the real world. Often we can spot adults and working professionals playing video games to relieve, relief from the real world. We cannot expect age-based maturity from those individuals. They are feeding the monster under the bed. They have to face it sometimes.  Seeing reality as it is the best way to be mature. This way we will reach the conclusion that nothing is permanent and everyone is destined to disappear from earth anyway.

Integrity and trust is the most important thing when it comes to leadership. The reason we see many individuals in the leading position as not deserving is because of these two factors. There is no point in leading if none of the followers trust you. Trust comes from being integral to ourselves and others.

The reason we often stumble upon finding the meaning of life is because of our laziness towards finding the answer to the difficult question about life. Often times we came across some difficult and daunting confronting questions comes up that literally have the power to change our life. But what we do instead is immerse ourselves in the pleasure of an illusionary unreal world and thus creating a miserable life.    Like Buddha said, life is suffering. Once we learn to cope with suffering by understanding the reality of life, we can stand emotionally balanced in every situation.

We should dive into ancient wisdom to find the deeper meaning in life. The reason I meant to look at that philosophy is that it survived the great barrier of time. Time is the greatest filter. We, humans, survived the time to become dominant in the evolutionary hierarchy. The philosophies are the self-help literature of ancient times. If it stands out after decades, we call it philosophy. Philosophies are nothing but a guide to become better. It requires quality for the survival of literature. Therefore philosophy can be absolutely trusted.

The ability to go and look beyond numbers makes a huge difference in an organization. Mostly, the leaders do take notice of the revenue decrease and this push layoffs and payment cuts. They should be more focused on what is bothering the employees and what makes them suck at whatever they do. Threatening with salary cut and layoff will work in the short run. But the fuel ceases soon and the individual at the top need to figure out another intimidating stuffs that would make employees ass on fire. It doesn't work.

You cant make it to each moment without hope. I mean what is the point of knowing the future if you can't change it. We still hope that someday everything will be fine. Some take action to make their life better while others still hope someday they get the motivation to take action.

Not giving a shit actually benefits a lot when it comes to making our lives better. Some are really paralyzed by the effect of what other people think. The problem is what WE think they think about us. This is shit and it always renders us from reaching our true potential and worse, a disaster for dreams. So there is no point in carrying this garbage habit in mind. The more we put the blind glass, the faster it grows.

Masculinity has its own way of attraction. It is not that masculinity is visible in every man. Some were born with a natural tendency to expose their traits. We can spot them from their extroverted behaviour. They are more likely to be social than being alone and most of the time seek attention. The feminine traits are less visible here.

Why is it more important to develop a mutual in-person connection than online bonding? In fact, there are many, humans are more likely to trust a person when met in real. Here conforming identity is the part. We tend to lend money to people with great trust once we met them. The reason important business meetings are conducted offline is due to the high chances of making the deal as expected. Going online is a great way to get in touch instantly, but the bond won't be stronger.

The benefits of doing things on our own must be overrated. The reason is once it is overrated, it will grab the attention of a lot of people who ignore it. This is the process of setting up the foundation of everyday life. Knowing how to prioritize our day is a skill that is worth pursuing.

There is cost for everything when we consume more that sometimes makes us unable to express ourbtrue personality. We have to overcome those obsessions over these items, otherwise the worst scenario will unfold shortly. Everything must be in our control has a subjective meaning to it.  We cannot control the things that is unfolding externally against our consent. External things are certainly the consequences of millions of things. But what should we focus on is the internal self which can be bought to our control by consistent practice. This way we can heal ourselves from the moral disorders and damages that were resulted by the world out of our control.

Make reading an integral part of your life. In one way or another it willake you a better person. Being a reader will bring us this amazing opportunity to travel through the greatest mind of the world.

Focus of every religion is the prosperity of the world and it's fellows. All religious scriptures radiates the same message, only the story telling is different.

Vulnerability can be exploited. If you are vulnerable to the things that would easily affect your emotion, then the possibilities are you will get manipulated.

If you don't prepare your kid for the worst, he would probably suffer in the time ahead. The best and most practiced way is that making them naive and not agressive. A kid refraining from a aggressive move always limit himself to the situation that demands courage. And the irony is, anything worth pursuing requires courage.

The importance of diversification is still unknown to many and they focus on pouring their majority of money into one thing or few things of the same sector. Investment should be diversified and must be done ater thorough study.

Fear is an illusion created by the mind. The human mind is more susceptible to the imagination than reality. That's true. Peoples are more stirred by fear, happiness, and love. We see people committing suicide due to the emotional humiliation that they couldn't handle anymore. Even physical torture can be withstandable. In case of fear, we let our minds run wild and interpret their own stories. Unfortunately, the mind itself believes that the story interpreted is gonna happen and starts to create anxiety. Similarly, anxiety multiplies over time and people with a weak mentality get sick. Even worse they end their life consciously *(in case of suicide ) or unconsciously ( in case of heart attack).  Here it is not the situation that made our life worse, it is our weak personality that we developed over time. It is our inability and the responsibility is entirely upon us. The situation gets worse with time if we don't take responsibility.

The sooner we fail, the faster we can improve. It is not that failing that makes us someday successful, the lesson learned from it does.

Why would anyone care about the neighbors while he got loads of shit to do? Whether we have enough time or more than enough time, we do focus on our things. Apparently, this is not good for society. The kids growing up always expresses their curiosity to peep inside the neighbors' home. They are complete stranger to him and when he notices that his neighbors are not in term with his family, it will instill in his mind and he accept the irony that one should not consider smiling towards the stranger even when he is sitting near him. Kids take this behavior and struggle to make relationships in the future.

Sacrifice now for a better future. Tasting the fruits of the rewards are sweeter than short term pleasure.

Expecting a big move while with the formation of wide CPR is unwise. CPR indicates the movement in advance and studying deeply about it before taking a trade is extremely beneficial.

Scientific discovery is the process of trail and error. Every scientific discovery took place after careful observation and experimentation over the faults.

Wealth creation in stock market is the process of taking money from the impatient to the patient. The reason why 90% of the people will not make any progress is that they don't have enough patience to let their investment grow.

Being yourself is the best way to stand amid the mob. In the middle of individuals who are mimicking the celebrities, your true self radiates the light.

Comparing other people's gain with ourselves is bullshit. With a wide range of diversified experiences, it is foolish to compare one with others.

People express when they feel like they are safe among the peers. It is a trust factor. This trust factor can be developed through mutual understanding. When a group of stranger collabs and start to express the embarrassing truth, individuals within the peers develops the tendency to vomit the dirty truths. This is like a chain reaction, the more people express, the trust gets stronger and stronger.  

Hard working will never disappoint you. Every one who does pretty decent hard work always get an advantage over something.

Traveling may be expensive, but it offers a lot of exploration. We often tend to backnoff from travelling due to tightening money. Travelling should not be neglected. It gives us plenty of experiences and memories.

Treating ourselves as someone who is responsible for our attention makes a lot of difference than treating ourselves as like we treated before. When people get miserable, they neglect themselves and simultaneously they empathize people around them for their misfortunes and failures. But the irony here is that both are equally miserable. Then why is that we empathize her self than caring for ourselves. Although we might stumble upon the vague reply, that moment might change our lives. We must give priority and care of ourselves as much as we give to those around us.

The existence of chaos is necessary for the existence of order. Both are the two sides of same coin.

It takes years to find out the world we live in is the actual creation of ourselves. We cannot become disidentified with the world unless we put the effort. People complain because of the inability to think independently. Of course, it can be taken in to consideration, but only when we initiate the process with small and consistent steps we can think better.  But it takes tremendous effort to think independently. That is why there is scarcity for such kind of people. Those who brag themselves as independent thinkers are actually not.

Prioritizing the day and doing the most important thing as soon will leave the rest of the day radiant. Once we complete the essential tasks at hand, we feel the sense of satisfaction and stay inspired throughout the day. Even the mundane task might become interesting. People categorize their schedule based on their lifestyle, and is different for different people.

You can exit the position from your investment of you think the management is not as good as you thought. Even a company with solid financialls may default with wrong management.

Constantly reminding of death is a great filter tonsort outnthe important decision in life. But what people do instead is they act like they live forever. Once we get alerted by the death, we would make more wiser decision.

Skills should be something that must pay forever. Even when we are broke, skill should be able to keepmus going. So, develop a skill that will keep you feed forever.

The reason many people suffer lately in life due to the fear of being harmful things and events are mainly due to fucked up childhood. Children bought with very little adverse effect often struggle in life due to their inability in standing up after a defeat. These children's are more likely to get bullied. Once they found themselves unresponsive against the bullies, they intend to go a more easy path where they no longer have to face the adversity. When they grow up, they keep a low profile and struggle to socialize, make friends and fearful amid mobs. These are the people who will easily get sick and depressed, more fragile towards heart attack and sucks in relationship. The point here is that adversities have this amazing power to build a tough character and robust mindset. Instead of grieving after a problem, let us confront and grow.

There is no use case with investing of it doesn't best inflation. That is how we keep our purchasing power in our hand.

It is important to have emotional scars. Once you're hit so badly emotionally, your mind reacts in such a way that of the experience it had. By exposing ourselves to hard experiences, we could constantly make our mind more rigid, capable of facing hard problems. The sooner we get there, the better the life experience will be.

Portfolio diversification is important when it comes to maintaining an all weather investment.

Position has lot to do with personality.

Humans are always influenced by emotions than logic. That is why we see people getting attracted to things they feel emotionally tantalizing. A person with emotional intelligence will have a superior advantage over others. That is why there is scarcity in 'leaders' everywhere.

Revolution withstands with actions that are louder than words. Revolution always have these 3 things in common: 1. Goal 2. Action plan  3. An initiative The goal could be created by intense study and observation along with discussion around the table. The action plan could be prepared by the revolutionary mind when coalition occurs. But the initiative would only be carried by the revolutionaries. These are the people who think that their ideas are greater than their life. They know change is inevitable and even sacrifice their lives to robust the revolution.

Telling truth somehow or another saves our life. Sometimes it is very hard to say the integral part because of the indignation society throw off. But what truth does is that it refreshes the adverse situation and make it satisfactory to congest. It always saves us from great traps.

Moving very slowly in the market earns good amount of return. This is exactly like investing through SIP.

Panic selling the cause of loss. If we invest in a very good company with strong fundamentals and a leading player in the growing industry, there is no point in worrying about the correctionms that the market gives. Market always corrects if the valuations are in a state of bubble. You should be focusing on companies that are fundamentally good.

When confused with what's to deliver as a quality content, dig deeper into the thoughtts. There lurks something that needs attention.

Gamblers fallacy can be observed anywhere. That is how the brain is designed, to gamble. If we gamble and make profits, we become greedy and play further. Same with when we lose money, we play further to revive the money disappeared. It is important to know the concept because we fell many times.

The mental cage that is created by the society from ever since we came across the life will get stronger with our inability to face the reality itself. Not the reality that is implied by the perception that is created by the experience we had from birth till now. The irony is that we were rarely conscious about what happened in the past and how it forged the inner self. But by the time we get to know what had happened to us, we might have already in a fucked up state. The more aged we are, the more we are fucked by the society. It might terrify a lot of people. And those who finds the truth often do the surface level solution shits and ends up being worser than before. The solution happens when we fix the deep root cause. It must be more psychological than surface scratch.

What finds easy on paper is hard in real. We can actually make an attribution to the theories that we learn from books and other sources, but to imply we must rely on the odd behaviors that are lurking inside. The sooner we act upon the ideology that we were subscribed to, the better.  With time the laziness will get mustered and numbs all the positive behavior leaving us immersed in depression. The solution although it looks easy on paper, it is much harder to implement. The mental restrain will lurk there forever until we act upon them. In such cases of implementation, we must not let ourselves think wider because mind will create falsified reality that will hook us in the fear land.

Valuation is a key factor to look for before investing. For a highly valued stock, it is better to give time for a correction.

Becoming rich and staying rich are two different things. Becoming rich involves a lot of effort and getting out of the comfort zone. Of course, you need to work your ass off. But staying rich requires intelligence. Because money put on depreciating assets can reduce the wealth into half within a short period. All the efforts that were put on creating this massive wealth goes in vain. Staying rich is equally important as becoming rich.

Margin of safety should be considered as a form of safeness factor. The amount of risk it will helps us to minimize while making an investment is highly useful. Buying stocks rather at the fair value than market value makes sense.

A day can be madede little bit more productive when planned. Planning blocks free flow of time to some extent.

People's perception about money is different. But we can observe that regardless of their diversity in perception, all of them are busy chasing it. And very few realize early that chasing money should not be the first priority. So they chase experience and happiness instead. But those who are chasing money keep it as their prime focus. Not every one goes the same way to make money. We see people investing, doing business, learning the new age skills and few become thieves and pirates. The reason people choose different ways are because of their diversity in perception forged by unique experiences.

What to do when hours of hard work just because you pressed the wrong button accidentally gets deleted? Cotemplate on the mistake and improve next time

Most of the time the bad performance is imparted on the employees or those who work as a group. With good equipment and working condition, there is still some huge loses. The revenue steeps down and the operational expenses are shooting up. The reason might be with the leadership. The person at the top must be the reason behind such a drastic fall in the profits or the desired outcome. Under him works the mob and he needs to make sure that they are well protected and safe. Safeness doesn't mean it is of external physical threat, it may be the insecurity that they feel inside the work place. By offering them the security, things would be better.

Deep work is the meaningful way to achieve the results within calculated time. Deep work isn't only useful for professional cause, its impact innthe personal life is substantial. It makes the cognitive brain to function at it best and to direct focus as the way we want.

Shipping is equally important as producing. Once the product is ready to ship, it must be shipped instead of thrashing. A lot of product might get thrashed if the deadline is fragile.

We need to be cautious while taking trades on the assets which we barely heard about. Most of the time these assets, since they are far from our acquaintance gives us bad impressions every time. Either we have to make acquaintance with it or trade with what is already familiar to us.

Imperialism sometimes can be be referred as looting. The most effective way to show the power is to acquire more land as possible. This is was the motive behind imperialism that once it was flourishing. Although they knew somehow this will not be their land forever, they started looting and looted at utmost.

Health is a prime factor and without a healthy body, there is no healthy mind. We must build a strong body to cater the mind.

Society as a pyramid is real and those who at the top always likes to be at the top. Whatever they preach at the public won't work. The thing is that you will be doomed of you live below the the pyramid.

Addiction can be overcome by rewarding harmful feeling after performing it. Here the brain gets a notification that this act is associated with something dangerous and a frequent exposure to this phenomenon makes brain beleive that this is something that seriously dangerous.

Being uncomfortable with anything is a sign that we should seek what's there to is. Most of the people settle instead. This mistake once proceeded results in a great misery.

Focusing on industrial average return is good for wealth creation. Most of the time, when trying to double the money by each results in havoc. The wealth creation turns into a rollercoaster of ups and downs and finally yielding to a huge loss. We tend to put money based on the momentum and by the time we put this, it will be over and might turn to the distribution stage. Since the long term vision is now way nearer, then it will be hard to sustain at worst stages.

Human cravings through abstinence can be restricted to a certain extent. But it won't work always. Even for monks, they sometimes fall into the prey of sexual pleasures and ruining their entire reputation at the end. There is nothing to blame. The biological desires, if not satisfied eventually comes back with strong appetite and we fall prey to the cravings. A balanced life portfolio is better than having mastering at a single expedition.

Courage plays an incredible role in execution. For the things that demand creativity and focus often comes with a risk of failure. By creating our own product and making it suitable for the masses requires tonns of effort. But it isn't enough. The continuous push we gave to ourselves must be backed by the courage. Any time we must push the 'shipping' button not knowing what's gonna happen after that.

Colonialism happens when two nations with power disparity meets. The one with great military side and great wealth accumulation wins. That is strategic. More wealth means more power. Everytime they lose something, they can bring it back with monetary power. Being democratic isn't enough, being a superpower is what it takes to defend and invade.

 Valuation should be taken into account before considering the investment. Once you find the company as overvalued, then you should stay away from it at least till correction. Correction is inevitable and for whatever it is, correction will happen sooner or later.

To have a good portfolio isn't about finding several multibaggers or investing in coins that are ready to explode, it is about diversifying the portfolio. Diversifying the portfolio is not just putting money into some random assets, it is actually diversifying the risk. Because narrowing risk to just a few assets is foolish. The greater the risk, the greater the reward and worser the failure. So having a well-diversified portfolio is important than having multibaggers.

 To become great we must let go of the good. Keeping the old prodigy and living in that term is certainly won't take us far. That is why we must adopt the fact that what bought us here won't take us there. we must always strive to become better each day to become great. Most people are averse when it comes to changing their beliefs and thereby changing their beliefs. The first and foremost is that it is hard and requires a lot of effort. But once we begin the journey to become great, we must adopt the habit of learning. Anything that requires the paradigm shift requires hardcore learning and never-ending questioning. But one thing for sure is that this journey will definitely reward the effort. 

It is evident that the highly valued stocks always corrects itself. It doesn't matter whether it is in a booming industry or a company with solid fundamentals, once it reaches high valuation, it will someday somehow corrects itself. By somehow I meant that the usual occurance in stock market. The news, people's psychology, candlestick formation, poor financial results, corporate mismanagement, lawsuits and price action. It is not necessary that any of this should contribute to the fall. But one thing for sure is that, once overvalued, it always corrects.

Sometime the barrier lies in lack of knowledge. People often tend to develop their life using their existing knowledge which they tried and failed many times. Even while taking the financial decision people focus on planning what's they planned before and slay there. They might be good at the existing tried and failed planning. But learning about the different methods and concepts, they can actually make a better decision. 

Asking questions is an integral part of improvement. By asking questions we are both opening our mind and possibilities.

Digitalization sometimes takes much effort to get accustomed. Companies tries their maximum to make people go digital and therefore benefiting from their usage. They do ad campaigns with movie stars, give incentives and rewards to those who engage constantly and even provide free tools that they might have to pay while processing offline. It became successful to an extent, but people won't change their traditional method unless they see any cause. Making a change is that tough. But with the pandemic strike, people were forced to go digital in every mean. They must go meeting digital,shop using digital providers, consume entertainment digitally and every other basic need integrated digitally. This is a huge advantage for the companies those are prepared. No one expected this pandemic and the sudden boom in the demand for digital products and services made the companies valuation rose. The companies with good quality products and services during the pre pandemic era benefitted a lot....

No one actually like being submissives. But they do love to put submission over others. It is an instict behaviour that is innated in the genes. This is why it is hard to suppress this thought and this is the basis of most of the problems. By ine way or another we are invading those who are weak.

It is evident that people migrate their assets to which gives good yields. Those who holds position in stocks at the time of bull run consider themselves as long term investors. But that won't last longer. Whenever the fed comes up with good bond yield followed by the inflation, these long term investors becomes short term investors and sell all their positions to build new positions in government bonds. This is swing. Wherever they see big number, they switch. But this is not how an actual investor do. He invests and stands still, may be even for decades. At the end of his tenure, we call him successful and study him. But the only thing that we see different there is a simple factor of patience. He never swings with the news, but stick with the guts.

 What to do when the market is heavily falling down? It is not certainly cell. Of course, you can sell if it is calculated and like you intended. But for the majority of the mobs fall into the mode of panic selling. The reason is quite simple. They are out of their wits. And they are acting like nuts. That won’t solve any problem. It actually makes things worse. What often people don’t realize at this time is that they are actually under the sunk cost fallacy. Sunk cost fallacy is simple to explain. But the practical solution is often to perform and very much rare to find a person who actually does above the fallacy trap. Sunk cost fallacy can be simply defined as an action inspired by fear and panic. But sadly these are the times we mostly do insane things captivated by decisions taken out of our wits. To make a better decision, either we have to be mindful or must be prepared. So when we are prepared, we know the decision that is ought to be taken at unanticipated times. Do it ...

Getting out of comfort zone is lot harder than you think. But once we surpass that barrier, it becomes less fearful to do another thing that is challenging. By breaking up the comfort zone, we are actually making ourselves stronger.

Why you should develop your own analysis method for sorting outnthe stock is  a really important question. This question is relevant to most of the speculators in the market. We call them investors once they know what they do, which only could be attained by developing your own method. The irony is each way of investing is pegged with emotions. So, even if you copy Warren Buffet formula of investing, you will get a poor result unless you peg with emotion.

Overcoming an addiction needs consistent and relentless effort. Once we surpass this moutain there are huge rewards waiting other side.

It doesn't matter what is gonna happen in the world. We cannot control what's gonna happen, but our response is always in our reach. We can take accountability for the reactions that we incur. If we learn to control our response, we'll no longer get worry for the external adversity.

Imperialism meant to take the possessions as much as possible. When the ideology of imperialism thrived at the period where everyone considered having more land is the sign of power and wealth, it is quite natural to have such a bias. The war were in the name of lands, bribes were measured by how much acres therein and certainly the wealth both of an individual and a kingdom. This was practised from the very beginning and multiple centuries before. The more land you own, the richer you are. Because there is no equivalent alternative to measure wealth. It took centuries to sway away from this notion. Slowly people started believe in assets. By then the most favourable one was gold (among matals). So the greedy ones went to hunt for gold, they dig deeper and deeper until they found some trace and they did. But with a short period of time, when compared with the duration at which people veered from lands to gold, people started believing in more assets classes are preferably the ownership...

Web 3.0 is a game changer and it is sparkling many of the innovators. once they arrive the equation that matches their passion they'll change the world. Being resilient in the new unwrapped technology might create wonders.

Investing is a healthy habit. It creates wealth and wellness. But investing isn't easy. It is easy to create a broker account and our money in. But inorder to be a good, patience and courage is the skill.

Every day can be considered as a new beginning. once we get with this pattern of thinking, we can observe ourselves more energized.

Planning the day is gonna be real helpful to make it as productive. We often say that we don't have enough time to do all of these things, but by directing our time as the way we wanted will improve the situation.

A reminder for death is a motivating factor. It helps us to filter out the unwanted things and narrows our focus into the things that is most important to us. We keep reminders of all the unwanted things and making our life miserable. To make it meaningful we should be aware that we are nearing the death and hence a reminder is helpful.

When the current price of a stock is way higher than its book value, then it is the time to think before investing. It means then the share is over priced and we can expect a correction sooner or later. Once the fundamentals are equally balanced, them the further movement indicates the real trend.

One in three main thing that can be used to evaluate a company whether to invest or to learn is to analyse it's cash flow statement. It is equally important as reviewing the balance sheet and p&l statement. Everyone keenly focus on the numbers in these colomns before investing. Everyone should if he is to invest. But cash flow, they mostly give less importance. One reason is that they just need to know whether it is positive or negative. If it is positive, good. Negative, then need to analyze further more deeply. We can get a sense of the operational and financial activities from cash flow statements. And by combining our findings from here to over-all findings will lead to a good sense of this company.

Expecting return a way more than the index average can be of greed influence. Index do gives a handsome return that sometimes even surpasses majority of the stock performance. But it is also true that index may stands still for some years. Yet in the very long it is way better than FDs.

Investing is more of a common sense than intelligence. An investor with high IQ and low EQ is not intelligent at all. In the contrary world on intelligence is considered as a measured value of IQ, but in the investing world it plays little role. Sure a person with high IQ can calculate the risk and rewards, the sectorial cage growth or even can find his own formula to find multibagger. But if he is fragile on patience and discipline, he won't be the intelligent investor. Investing is a fun process until we see a major loss. When confronted with such situations, we forget everything and the primitive brain of flight or fight gets activated. So most investors sell their holding along with the masses instead of buying more at the discounted price. They know the market is gonna revive sooner and stronger, but they won't listen to their logical mind and keep their selling activity on. Here the fear surmounts every knowledge and experience. So it is important to be an intelligent inv...

Either we grow from failure or we get stuck further down below. Each failure is each new possibility to improve and get better. 

Whatever the situation will be, the only thing that we should be caring is to make use of our time at its best. This makes the difference.

Pledging of share can sometimes be seen as a positive thing. By pledging we can earn an extra money using the leverage that is available from the money invested without losing the money. This is great only when we are sure about the possible outcome regardless of its nature can be endurable.

Death is a constant reminder that we are running out of time. When we look at the world, we see people running behind fame, material possessions and money. But what they are missing is the fact that these are all external placebos for external world. But what matters the most is the inner world. Once we know how to satisfy the inner world, then we no longer be the prisoner of this external dilemma.  We can sort out the things by making use of our time doing the things that makes us feel proud and satisfied. But this requires courage and persistence. Because here problems in the shape of emotions strikes is. We may get mocked. We might hear rude words. But it is okay as long as we are doing the right things. In order to do the right things we must be cautious about the time that is slipping by us.

The greatest impediment to achieving our goal is the lakh of se elf descipline. Descipline is sometimes or mostly underrated because of the reason that most people talk,but don't really apply. We can start anything because of the initial rush and curiosity. But it won't sustain and what matter will be the why. Without a why we won't be desciplined.

Industries that is gonna thrive for the time ahead is what is in demand the most. Now demand is for those which makes our life easier and better. With better technology and place we can live a pretty decent life. So to build a new portfolio next year, we should look into EVs, green energy and tech spaces. Because these would definitely turns out to be the game changer.

Journaling is an outstanding habit that worth doing. The rewards are worthy to have it. Especially we are just few hours away for next year, although time is just an illusion, journaling can be a very good choice for a resolution. People often crave for self improvement and by some virtue they start something and eventually gives up. For those who do this, it is worth doing nothing, at least it would save some confidence. 

The common two types of benefits by doing fundamental analysis is that you can make money and you can become wise. People while mentioning about making money they often inscribe the situation as out of control. Their financial is like not their job to manage. And finally they end up in financial trouble. By actually studying a company fundamentally, we make make better choices for better return. And even if we fail, we can take those failures as an oppertunity to understand the process of investment better. Second as like I said about becoming wise. There is no scarcity for any scam. People do want to make money. Some people cares about the ethic while others don't. This happens everywhere. When it comes to investment, we can see some people offering tips about picking the right choice of stocks and that often turns out to be bullshit. By learning it by ourselves we can actually become wise at choosing the right industry for right kind of investment.

 To be great at something requires practice. You must have heard about the wisdom quote " Practice makes a man perfect". The case is no different for obstacles and adversity. We must face obstacles frequently so that we can strengthen our will. There is no lack of obstacles and adversity in our day-to-day life. We are being blind to it because of fear. Unless we face those obstacles we never grow. We tremble at those kinds of similar situations, not knowing how to face them. But only after getting acquainted with facing such adversities, we can become stronger.

There is nothing insaner than investing without knowing the basic fundamentals of a company. A company should be subjected to study before investing. People those who invests based on news and tips often get in trouble and finally concludes that stock market is a gambling. This is wrong and stupid. But with internet we can make better decision to win the stock market. And guess what? Everything that you need to become a successful investor are freely available in the web.

You won't become a minimalist until you get the notion from your internal self. This naturally reflects on your external behaviour. And the other way around is not possible.

With an obsession over a thing, the given effort seems effortless. We will spend hours tirelessly and even make it to the next top level. But we develop this affectionate obsession with only a few items and most of them are addictive as well s destructive. We see this happen with people eagerly waiting for an episode of their favorite TV show. Since we do most of the fundamentals with what is most pleasurable than what is actually productive, we often fall into this trap of fake FOMOs. FOMO can be interpreted in two ways.  The first one is in the form of pleasing the external world. Protecting ourselves from being an idiot in the crowd. This is embarrassing to most people since they seek validation from the external world all the time. They are not allowed to miss what's trending, the new episodes of tv shows, celebrity divorce, millions of viewed videos, and much garbage stuff. In the process of showing the external world that you're up to date with what is happening in the tr...

If we are happy for what we have, then we are forever free from misery.

 Every adversity can be turned into an opportunity. Whatever we do, we are faced with barriers. Some can be crossed without any effort, but some barriers are really hard to cross and even some people quit here. Those people who quit at these stages are afraid of failure. They failed one time and they are scared about the unprecedented outcome. An outcome is not a certainty, it is a possibility with more than one possible outcome. But what we only think about is failure. That is the only outcome we see in front of us due to the impact caused by just one failure. But what here matters is persistence. The quality that only a few people in the world have. Those people are the founding fathers of the nation, self-made billionaires, great authors, and great athletes. They influence the world and change the world. They were not born with these qualities, they instead developed them with disciplined effort. We can do the same, but we must be disciplined. With this quality, we can make ever...

 A developing startup ecosystem is a sign of a developing nation. Once a startup comes into existence, there comes with plenty of opportunities. That is why government are so exited about the growth of these entreprenaurial ventures. These emerging companies do what the governments do and what governments wants them to do. They provide them with jobs,security,payable taxes and an incredible increase in the GDP. The cash inflow is the most sort out thing that government sees in these startups. with more cash in hand, they can build better infrastructure, provide free education and foods. By taxing the private organizations, they will be able to provide pensions and bonuses to the government employees. This is quite intresting. A lot of wealth is generated through the existance of these companes. They are fast and efficient since they manage the operational cost fro, their own pocket or from institutions where they are obliged to return.

Technology enabled us with a lot of things. Things to improve our life. Among them was the invention of audiobook. The greatest benifit of audiobook is that even people who don't know to read can hear. It is that much powerful. With less time more information can be collected.

We should create a checklist that matches our profile for our investment. Investing without checklist is like going to a tourist place without a map. Checklist guide us through good investment by backing with a good decision.

It won't matter much whether the company is at the number one position in market cap, if it fails to keep up with the trend, it will go out of the business. there are a lot of examples in front of us. This busting off will result in the rise of the next big thing. The general motor was once the market cap champion. But the rise of the internet and technology brought thousands of companies, which now rules the entire business era. And companies in this field is now valued extremely high than any industry. The Internet gave access to the information that is once only available to the presidents and prime ministers to a common man. this is revolutionary and it changed the world. the world order keeps changing. every major change leads to revolutions. when this happens successfully with business, it is the next big thing.

Nothing is gonna get complete without learning. Even people at their expertise learns a lot.

 A retail investor, he must know the different phases of investment that companies undergo. Not each and every, but almost all companies. The first ones are from the founders. They muster their hard-earned money or money in exchange for some obligation to build the company. Actually, this is the initial investment and the best part is they can take as much as share they want. If it is founded by a single, he owns every share at the initial stage. But as the company grows, like any other company, it requires money for its future growth. So what the founders and chiefs of the company do this time is that they go to an Angel. Angel investors are the second-term investors backed up by their own money. This looks closely to each and every corner of the business and after a lot of obscure examination, they either accept or neglect the offer. If they’re to invest, they will do so by pledging share in return. Since the company is still at its initial stage, the ‘angels’ will get a large n...

Any investment we do must be fro our own analysis and study. In the financial market, we see people investing in stocks and bonds based on what they hear form their friends and colleagues. They say "it may give good returns". If we want to invest and don't know how to do oit, then most probably the chances would results in we slaying towards the tips and news. The good part about tips and news is that its role as an educator. We can look into the specific financial advice and draw our own conclusions based on our analysis. Investing based on pure news and tips is a disaster. It may give handful of returns in the short term, but in the long term it is dangerous.

Using time effectively is a greta technique to change your life. The thing that seperates those who are successful and miserable is how they diploy their time.

Knowing how to read a book is important as reading a book. Some books needs to be read twice or thrice. Some just need to skip a little.

Perceptions influences decision. For aa btter decision to take we must take a better stand of better perception.

Writing anything everyday is a very good habit. It keeps us engaged with ourself.

Optimism is a great tool for changing the world. Only those who changed the world are optimists. They see opportunity in every adversity and somehow make it out to the goal. Being an optimistic is not that easy. Often life tests is with difficult times and very few stands with their view even at those times. And not surprisingly these people make it to the top.

 The need for web 3.0 is a hot topic among innovators and tech pioneers. It is gaining rapid attention among people. People should know about it. It is a third-generation form of the internet where consumers and creators can directly do the business instead of a middleman in between. There will be no giant corporation to collect and regulate our data. We can choose whether to sell or keep our data on a server. And only with our permission can we see ads. This is like democratizing the power of the internet. Even from the very initial days of the internet, people claimed that we were democratized. Of course, it did. It gave an equal opportunity for every man who has access to the internet to get the information he desires to get. It is like putting the entire search process on the internet and was a huge success. But gradually corporations came in between and started monopolies. Monopoly will never end, even with 3.0. Only the mode of surveillance differs and those corporations ...

 Sectorial indices are greatly useful when it comes to economy of nations. By viewing their rate of growth, we can say how the country is aligned with the global trend. For the past couple of days we see the rapid growth of IT sectors and how they are affecting the economy. We can briefly calculate the number of opportunities they are offering.  

 The ability to think better is a skill. Even Einstein said “ the purpose of education must be to teach a person to think better”. We see in schools and colleges, the academic is denser with assignments and records to be submitted. The act is to find the information available and veering them to a single place. This is a good work. But as soon as the work get complete, then there is nothing to do. To think we must create something new instead of finding what’s already there. It requires courage and patience. Courage is to believe in our self and abilities and hoping that it would somehow get in our way.  

 Emotional barriers are there to cross. Only those people who realize this make a good outcome. This when viewed from another perspective, we can say this is a play by the universe to make us better and stronger. We need to be mentally developed to live a better life. We see people becoming fragile when they confront with a severe life situation, they panic and get anxious. Soon they fall into depression. Until we cross this mental barrier, we won’t grow. But most people instead of facing and solving this problem, choose to escape from it by some quick fix. Of course, they would get some short-term pleasure, but the problem remains there forever until they overcome the mental and emotional barrier it puts in front. Next time a different problem arises with this level of the mental straddle. We have to break it, else it will show up in different forms.  

What limits our growth is our own perception towards growth.

Unexpected things happens and gets us in a great experience

An investor should look at the team more rightly than the idea. Idea is important. A good novel idea that can engage people to talk about it travels like a virus. Those ide virusee may get global recognition. But without a good team, it won't sustain further. The same idea might get cloned by some other inspired teams.  A good teams is an inspired team. They are inspired by the impact it is gonna deliver. They will work towards making the world a better place ( a cliche for a good idea). That is why investors closely monitor the team and the founders. They analyse their work, their ethics, their past and their perception. Whether they have skillss and talent is considered less important than attitude and vision. Even a mediocre idea with a good team can return multiple time ROI.

Discipline is one of the key factor in determining success.

Research is needed to make the product a better one. With each improvement in reasearch and development, it becomes more customer friendly and simple to use.

Market doesn't fall for same reason twice.

Paying price is essential for for commitment, because wherever free is not respected.

Getting feedback is important to growth. Negative feedback either leads to dipression or development.